Kpital
About Kpital
Last updated: 9 November 2026
Kpital is a personal finance app for iPhone, built in Spanish for Spain and Latin America and also available in English. It helps you track your spending, keep a monthly budget and save for your goals. Its core idea is a single number: how much you can spend today without overspending this month, after your fixed costs and savings.
- Owner
- Enric Robert, Spain
- Contact
- support@kpital.app · more ways to reach us
- App
- Kpital: Finanzas y ahorro on the App Store (iPhone, iOS 15.1 or later)
Who makes it
Kpital is an independent project made in Spain by a small team. The owner of the service is Enric Robert, named as data controller in the privacy policy and as owner in the terms of use. When you email support, we reply ourselves, not an outsourced service.
How it makes money
Through subscriptions, and nothing else. The Free plan is permanent: unlimited expense and income tracking, how much you have left today, and one savings goal. Kpital Pro costs €3.99 a month or €19.99 a year in Spain, with a 3-day trial. There are no ads, we don’t sell data and we take no commission from any bank or lender.
What we do with your data
- We don’t connect to your bank. You log expenses yourself, so we never ask for your banking credentials.
- Your data is encrypted in transit and at rest, and you can lock the app with Face ID.
- You can delete everything from the app, in More → Delete account and data, without emailing anyone.
How we write the blog
Our guides (mostly in Spanish) answer real searches about spending and saving. Every figure comes from an official source we have opened (Spain’s INE, Banco de España, BOE) and carries its year. We don’t give personalised investment advice, and when we compare apps we say up front that Kpital is ours.